🧪 Community source
FSD
FSD
Reddit question: does insurance cover purchased FSD after a total loss?
Unconfirmed: a Reddit user asked in a forum post how FSD bought before Tesla moved it to a subscription would be handled by insurance if the car is totaled. The question is whether the insurer reimburses that purchase and whether it prorates the amount paid for the feature. The post is an open question: it includes no answers from insurers, Tesla, or verified third parties, and no policy terms or figures. It is community discussion, not confirmed news.
- User asks about FSD bought before the subscription model.
- Open question: insurance reimbursement after a total loss and possible proration.
🔎 Why it matters: No official confirmation: the post asks whether insurance reimburses FSD bought as a one-time purchase when the car is declared a total loss, and whether proration applies. The text includes no answer from an insurer or Tesla.
📈 Upside: Not applicable.
📉 Risk: Not applicable.
🤖 Editorial summary of the cited source, with AI-assisted analysis -- not HgYperDrive original reporting. The original source is linked above for verification. More on how this works: editorial policy →