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Confirmed
General
Noticia
Tesla Insurance coming soon to Washington with FSD usage discounts
Tesla General Insurance has officially filed a private auto insurance program for Washington state, targeting a start date of September 1, 2026. Washington will be the 16th U.S. state to offer Tesla Insurance, which adjusts monthly premiums in real time based on driving behavior. The program includes two evaluation tracks: a standard Safety Score and a specialized Safety Score for supervised Full Self-Driving (FSD) users, encouraging FSD use with discounts up to 10% for drivers who log more than half their monthly miles with FSD enabled. Policies will be available through the Tesla mobile app.
- Tesla Insurance launching in Washington on September 1, 2026
- Up to 10% discount on premiums for supervised FSD usage
๐ Why it matters: The Washington Tesla Insurance program version includes a Safety Score specifically evaluating supervised Full Self-Driving, integrating driving and FSD usage data into pricing.
๐ Upside: Drivers using supervised FSD for over 50% of their miles can receive up to a 10% insurance discount.
๐ Risk: Not applicable.
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